Showing posts with label LOAN AGAINST GOLD FROM HDFC BANK. Show all posts
Showing posts with label LOAN AGAINST GOLD FROM HDFC BANK. Show all posts

Tuesday, April 19, 2011

LOAN AGAINST GOLD FROM HDFC




  • Eligibility :
  • Maximum age : 65 years
  • Gold Jewellery should be owned by you or any of the family member

  • Documents :
  • 2 passport size photographs
  • Proof of Identity (Passport Copy/ Driving License/ Voters ID card)
  • Address Proof (Ration card/ Tel, Electricity. Bill/ Rental Agr. / Passport copy/Trade license /Shop & Est License./Sales Tax certificate)
  • Signature Proof (Passport Copy/Driving License/Banker's verification/cheque)

  • Charges :
  • Processing Charges : Upto 0.50% of loan amount
  • No Due Certificate / No Objection Certificate (NOC) : Nil
  • Duplicate no due certificate / NOC : Not Applicable
  • Solvency Certificate : Not Applicable
  • Valuation Fee : Nil
  • Legal, Repossession & Incidental charges : As incurred by the Bank
  • Charges for changing from fixed to floating rate of interest : Not Applicable
  • Stamp Duty & other statutory charges : As per applicable laws of the state
  • Credit assessment charges : Nil
  • Non standard repayment charges : Not Applicable
  • Outstation clearing charges : Not Applicable
  • Duplicate Repayment Schedule charges : Not Applicable
  • Cancellation / re-booking charges : Not Applicable
  • Statement Charges (per statement) : Not Applicable
  • Bounce Cheque Charges : Not Applicable
  • Cheque swapping charges : Not Applicable
  • Renewal Processing Fees : Rs 500/-
  • Charges for late payment of loan amount : 2% p.a. as penal interest over and above applicable rate of interest


For More Information you can contact them through Call & E-mail.